Demographers and statisticians must be a bit disturbed at this point. Consider the disconnect between the Average Joe, who dreams of retiring before the age of 70, and the fiscal reality of the need to support oneself for decades post-retirement.
Yes, you heard that right. If population trends stay their course, many of us can expect to live into our eighties and nineties. In fact, we’re facing a tsunami of Baby Boomers who just may prove to be the longest-lived generation since the ancient patriarchs of Noah’s day.
Whether those lengthy sojourns on Planet Earth were factual or mythical, the fact is many Baby Boomers alive today will probably live at least two to three more decades. Do the math and you can see a retirement-shortfall crisis will crimp millions of Americans in the pocket books.
Practicing a slow, methodical accrual of money stashed in savings is certainly a virtue to be esteemed. But, frankly it’s not enough to provide a stream of income that will last until one’s final hurrah.
So what’s the answer? A lot of money-making gimmicks have come and gone, but one way to boost your retirement prospects is to apply a scientific approach. What do we mean? Consider taking a look at wave science, which can reflect upcoming changes in the markets. It’s actually a solid strategy for maximizing stock-market returns. Why? Because emotion drives the markets and that emotion can be tracked, played and exploited to an investor’s profit.
Apply computer science to all those aggregate emotional decisions investors make every day and you can get ahead of the curve.