There’s no doubt about it — 2013 was a big year for the unexpected. Who can forget all the weather-related setbacks that businesses had to endure last year? Bombing and shooting tragedies shocked communities nationwide. Even the 2013 Super Bowl will forever be remembered for the surprising stadium blackout that left players, fans and viewers in the dark. There’s a lot businesses can learn from last year about being prepared in 2014. Here are some of the most important lessons:
Be prepared for floods. Did you know that flooding led to disaster declarations in over half a dozen states last year? Many businesses forgo flood insurance, even though they could be wiped out in the event of a flood. Make a pledge to find out if flood insurance makes sense for your business. We can help!
Plan for a wide variety of emergencies. Last year was an epic year for disasters and emergencies. But it wasn’t only nature that impacted businesses in a big way. The tragic shootings in Washington, DC this year shocked us all. So did the bombings in Boston. That’s why it’s important to plan for a variety of disasters and emergencies.
Don’t underestimate risk. Much of the flooding in 2013 occurred in low-risk areas and parts of the country with no prior flooding problems. And a new study shows that the frequency and severity of tornadoes are actually much more widespread than once believed. Your insurance carrier can help you determine your company’s risk for flooding and severe weather to help make sure you’re adequately insured.
Don’t forget the flu. A massive flu outbreak impacted more than 41 states in January 2013. This year, take steps to protect your business and your employees from flu-related absenteeism in the cold-weather months.