4 safe ways to save on prescription drugs

For the first time in 58 years, spending on prescription drugs fell last year. The drop — saving an average of $33 a person — is partly because of a wider use of cheaper, generic drugs, as well as a mild cold and flu season in 2012.

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But the report also found people were rationing their own health care: Americans are skipping necessary doctor visits and medicines to save money.

Here are better ways to save while still taking your medications as prescribed:

Ask for generics. They can cost an average of four times less than the brand-name versions, according to WebMD.

Ask your doctor about splitting higher-dose pills. doctorMany pills cost the same even if they have more medication in them. But ask your doctor first: many pills AREN’T safe to split.

Check out patient assistance programs. Pharmaceutical companies often provide drugs at deep discounts or for free, depending on the patient’s income.

Shop Around. Since prescription prices aren’t regulated, they can vary widely. Free prescription discount cards, like the ones offered by LowestMed can save you up to 85 percent. Sometimes it’s even cheaper to use the discount card than insurance.